EQUITY RELEASE
LIFETIME MORTGAGE SPECIALISTS
Helping you make the most of your retirement.
Stay in the home you love and get the extra money you need
What is Equity Release?
Equity Release is a tax-free way to release some of the cash tied up in your home.
A Lifetime Mortgage is by far the most popular type of equity release plan. This is a loan secured against your home and is available to UK homeowners aged 55 or over.
You don’t need to sell your home or move. And you can use the money however you want.
You can take the money as a lump sum or as series of lump sums. There’s nothing to repay until you die or move permanently into long term care.
If you have the financial means, you can choose to pay off some or all of the monthly interest. It would reduce the amount of interest added over the life of the mortgage and reduce the amount you’ll owe in the end.
Whether you are looking to pay off an existing mortgage, pay off debts, make some essential home improvements, or gift money to a family member, a lifetime mortgage could help.
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Unlock the Value of Your Home and Enjoy Your Retirement with Equity Release Lifetime Mortgages
Lifetime Mortgage Advice
Whether you want to supplement your pension, fund home improvements, or travel the world, Equity Release Lifetime Mortgages can provide the financial freedom you need.
With no monthly payments and the ability to stay in your home for as long as you want, you can enjoy your retirement with peace of mind.
Releasing equity isn’t right for everyone, which is why it’s important to take advantage of our FREE NO OBLIGATION consultation service to find out if it’s the right solution for you.
When you speak to one of our advisers, they will walk you through all the pros and cons and what they mean for your personal situation.
Why Choose Us?
Unbiased and Impartial advice
Expert Advisors
They can help you navigate the legal and financial requirements associated with equity release, giving you peace of mind that your interests are being looked after, and advise you on the best option for your individual circumstances.
Speak to an Equity Release Specialist now
We provide free, non-obligatory phone, video and face to face consultations.
We are members of the Equity Release Council
All our advisers are members of the Equity Release Council and following strict guidelines, so you will be in safe hands. We will never suggest equity release, unless it’s right for you.
To find out more, please visit their website at www.equityreleasecouncil.com
Our Simple 3 Stage Process
Free Initial Consultation
With no pressure to commit, our friendly advisers can answer any questions you may have. They can help you understand how equity release works, whether you’re eligible and how a lifetime mortgage could work for you.
Advice and Recommendations
We’ll explain the benefits and risks and provide you with impartial advice to help you make an informed decision.
Our advisers search the whole market and assess every available lifetime mortgage.
Completion
Once you’ve made a decision, your advisor will manage the whole process through from application to completion.
Frequently Asked Questions
How much can I release?
The amount you can release will depend on various factors, such as the value of your property, your age, and your health. Our experienced advisers will guide you through the process and provide you with a personalized quote based on your individual circumstances.
Will I still own my home?
Yes, you will still own your home. Equity Release Lifetime Mortgages allow you to release equity from your property while retaining ownership and the right to live in your home for the rest of your life.
What can I use the funds for?
You can use the funds for anything you want, such as home improvements, paying off debts, or enjoying your retirement.
What are the interest rates?
The interest rates for Equity Release Lifetime Mortgages can vary depending on the product and provider. Our team of advisers will provide you with information about the interest rates and help you choose the product that best suits your needs.
Do I need to make monthly repayments?
No, you do not need to make monthly repayments. The loan is repaid when you die or move into long-term care.
Can I move home?
Yes, you can move home. Many Equity Release Lifetime Mortgages offer the option to move to a new property in the future.
Unlock the Value of Your Home and Enjoy Your Retirement with Equity Release Lifetime Mortgages
Customer Testimonials
Working with all the leading providers
Take advantage of our FREE NO OBLIGATION consultation service to find out if it’s the right solution for you.
Contact Us
Address
Threefield House, Threefield Lane
Southampton, Hampshire
SO14 3LP
Office Telephone
023 8063 0868
07359 599947
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Power Equity Release is a trading style of Power Mortgages Ltd which is authorised and regulated by the Financial Conduct Authority FRN 960922. Power Mortgages Ltd is a company registered in England Wales with company number 07619473. Registered Office: Mailbox 3, Solent Business Centre, 343 Millbrook Road West, Southampton, SO15 0HW.
The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.